Affordable Vehicle Maintenance Plans | Orbit Insurance Services

Comprehensive care

What coverages can I get for my Vehicle Maintenance Plan?

A comprehensive vehicle maintenance plan helps cover the costs of routine upkeep and protects your vehicle from unexpected mechanical failures.

Powertrain Protection Plan

Covers your vehicle's engine, transmission, and drivetrain components, keeping it running smoothly and helping you avoid costly, major mechanical repairs.

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Bumper-to-Bumper Coverage

Provides comprehensive coverage for nearly all parts of your vehicle, protecting against mechanical failures and unexpected breakdowns from end to end.

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Corrosion/Rust Protection

Shields your vehicle from rust and corrosion damage, extending its lifespan and maintaining its structural integrity and resale value.

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Scheduled Maintenance

Covers routine maintenance tasks like oil changes, tire rotations, brake inspections, and tune-ups to keep your car performing optimally.

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Tire and Wheel Protection

Protects your tires and wheels from damage caused by potholes, nails, glass, and other road hazards, saving you out-of-pocket repair costs.

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Hybrid/Electric Maintenance

Covers specialized maintenance for EV and hybrid vehicles, including battery care, charging system diagnostics, and electric drivetrain repairs.

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Exclusionary Coverage Plan

Provides broad coverage for major components and systems by covering everything *except* the items specifically listed as exclusions in the policy.

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Wear-and-Tear Protection

Covers the replacement or repair of parts that naturally wear out over time with normal driving, like brakes, belts, hoses, and wiper blades.

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Why Orbit

Why Orbit is the best choice for Vehicle Maintenance?

Competitive Rates

We help you compare top maintenance plans to ensure you get the best deal, protecting both your car and your wallet from unexpected mechanic bills.

Industry Expertise

Our agents understand the specific maintenance needs of various makes, models, and mileage brackets, guiding you to a plan that fits your exact vehicle.

Customizable Options

Whether you need basic scheduled maintenance or comprehensive exclusionary coverage, we tailor your plan to your daily driving habits.

Online, Phone, or In-Person

Purchase your vehicle maintenance plan however is most convenient for you — instantly online, by speaking with an agent, or visiting a local office.

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An Orbit agent is ready to help you find the right maintenance plan for your car. Stop stressing over check-engine lights and start driving with confidence.

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The basics

What is a Vehicle Maintenance Plan?

A vehicle maintenance plan is a service agreement designed to keep your car in optimal condition by covering the costs of routine maintenance tasks and sudden mechanical failures. These tasks include oil changes, tire rotations, brake inspections, fluid top-ups, and more. A maintenance plan ensures your vehicle receives regular check-ups, helping prevent expensive repairs and maintaining its long-term resale value.

Many dealerships, auto repair shops, and brokers offer these plans, providing drivers with access to professional services for a set period or mileage at a specified cost. Having a maintenance plan offers reassurance that you have a safety net in case of a vehicle breakdown. Rather than stressing about missed appointments and unforeseen repair costs out of pocket, a maintenance plan allows you to budget your vehicle's upkeep effectively.

Good to know

Frequently asked questions & Requirements

When you purchase a plan, you pay an upfront amount or monthly installments for covered services (like oil changes, tire rotations, or mechanical repairs). The plan is effective for a specific time period or mileage limit. When your car needs service, you simply book an appointment with a participating or in-network service center, and the plan covers the eligible costs.

These plans are excellent for owners of new or used vehicles seeking added coverage past their factory warranty. They are especially beneficial for individuals wanting peace of mind against costly repairs, drivers with high-mileage or older vehicles, and those who want roadside assistance bundled with their routine maintenance.

Your rates will vary based on your vehicle's Make and Model, its Age and current Mileage, your daily Driving Habits, the specific Coverage Type or Plan you select, and your chosen Deductible Amount. High-end luxury or imported vehicles generally cost more to cover than domestic sedans.

Yes, providers offer various discounts to make these plans more affordable. You may qualify for Multi-Vehicle discounts, Prepaid Plan discounts, Loyalty/Repeat Customer discounts, Hybrid/Electric Vehicle discounts, Early Enrollment discounts, and even bundles with your standard auto insurance policy.

To generate an accurate quote, you will need to provide:

Vehicle Specs: Make, Model, Year, VIN, and current odometer reading.
Vehicle Condition: Existing wear and tear, previous repairs, and maintenance history.
Usage Patterns: Average daily commute, personal vs. commercial use.
Warranty Status: Remaining manufacturer or extended warranty details.
Coverage Needs: Your preferred deductible and desired coverage type (e.g., powertrain vs. bumper-to-bumper).

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