A truck insurance policy is made to protect truck owners, operators, and businesses against financial losses resulting from accidents, theft, or other unforeseen events involving their trucks. Whether you're a small business owner with a single truck or a large fleet operator, having the right policy is more important than anything else.
Commercial trucking insurance protects your business assets by covering damages to your trucks and cargo in case of accidents or unexpected events.
It ensures compliance with state and federal regulations, helping you avoid financial losses from fines and penalties.
Different types of vehicles require different insurance plans. Commercial trucking insurance lets you find policies that suit your truck's needs, like fleet size.
It provides financial security by covering repair costs, medical expenses, and legal fees, allowing you to restart your business operations quickly.
Knowing your fleet is covered under the right policy offers peace of mind, allowing you to focus on your business's success.
Classic trucks refer to vintage or antique trucks with historical significance and popular designs from past eras.
Pickup trucks are multi-purpose vehicles for personal transportation, hauling light loads, and recreational purposes.
Commercial trucks are heavy-duty vehicles for transporting goods, materials, or passengers for business purposes.
It helps pay for the other party's bodily injury and property damage costs in an accident where you are at fault.
Pays for repairs to your truck if it is damaged in a collision with another vehicle or object, regardless of who is at fault.
It protects your truck from non-collision incidents like theft, vandalism, fire, or natural disasters.
It covers damages if you're involved in an accident with a driver who doesn't have insurance or enough insurance to cover your damages.
Pays for medical expenses resulting from injuries sustained in an event covered under your insurance policy, regardless of fault.
Covers medical expenses, lost wages, and other expenses for you and your passengers regardless of fault in an accident.
Provides help if your truck breaks down or experiences other roadside emergencies, such as towing, battery jump-starts, and tire changes.
It helps cover the cost of renting a replacement vehicle while yours is being repaired after a covered accident.
Cargo coverage protects the goods you're transporting in case of theft, damage, or loss during transit.
Bobtail insurance covers your truck when operated without a trailer, such as when returning from a delivery.
Excellent Customer Service
Get Free Quotes
Multiple Convenient Locations Near You
Get Discounts
Affordable Premiums
Truck insurance generally costs between $1,000 and $4,000 per year. However, truck insurance companies thoroughly assess certain factors before deciding your premiums. Consulting an insurance broker is always a good idea if you seek an insurance plan within your budget. Here are the factors mostly taken under consideration:
You must carry proof of insurance when operating a truck to meet state coverage requirements and avoid penalties.
Most US states require minimum liability insurance that covers bodily injury and property damage costs if you are at fault in an accident.
Trucks need minimum liability coverage. Additional options include physical damage coverage, cargo insurance, and UM/UIM coverage.
Truck owners need a CDL (commercial driver's license), with endorsements varying based on truck size, weight, and cargo type.
Proper registration with state or federal authorities is required, needing proof of insurance and other necessary details.
Maintaining insurance by paying timely premiums prevents lapses and protects against significant financial risks from unexpected events.
Discover the range of insurance solutions available for your trucking business at Orbit Insurance Services.
Contact our experienced insurance agents to discuss your insurance requirements and find suitable coverage options.
With the help of our esteemed agents, evaluate different insurance plans to find the one that best fits your budget and coverage needs.
Are you looking for affordable coverage options? Look no further! Get a free truck insurance quote at ORBIT today. Our agents pair you with a reliable carrier who understands your needs and circumstances. We understand the importance of access to quality services; hence, we offer cheap truck insurance solutions for you!
Founded in 2022, Orbit Insurance Services is a licensed agency proudly serving Florida residents with reliable insurance coverage.
Toyota
Ford
Chevrolet
Honda
Nissan
Jeep
Hyundai
Kia
Ram
Subaru
GMC
Volkswagen
Copyright © 2025 Orbit Insurance Services All Rights Reserved.
