WHY PAY MORE? GET AFFORDABLE RV INSURANCE QUOTES & TRAVEL TRAILER COVERAGE

Motorhome
Towable
Campervan
Travel Trailer
Other
RV Insurance Quotes & Travel Trailer Insurance
Every RV covered

What types of RVs & trailers can I insure?

From motorized rigs to towable travel trailers, Orbit finds the right RV insurance quote for your home on wheels — whatever form it takes.

Ready for an affordable RV insurance quote?

Drop your details below — an agent will match you with top-rated travel trailer and RV carriers.

Why Orbit

Why Orbit is the best choice for RV & travel trailer insurance

Competitive Rates

We shop multiple carriers so you get the lowest rate for your RV or travel trailer without cutting the coverage you rely on.

Industry Expertise

Our licensed agents understand recreational vehicle policies and explain every option in plain language — no insurance jargon.

Bundle With Auto Policies

Pair your trailer policy with travelers auto insurance and car coverage to unlock multi-policy discounts.

Any Credit Welcome

Good credit, bad credit, or no credit — your RV insurance quote is built around your profile, not just a score.

Online, Phone, or In-Person

Get your RV insured however you prefer — from home, over a quick call, or in person with our agents.

Talk to an RV expert today

A real agent is ready to walk you through your coverage options — no pressure, just clear answers.

Speak with an Expert
Coverage options

What coverages can I get for my RV & trailer?

Recreational vehicle insurance goes beyond basic auto coverage. Here are the key protections every traveler should consider.

Liability Coverage

Covers medical injuries and property damage to others if you cause an accident in your motorized RV — mandatory in most states.

Collision Coverage

Covers repair or replacement costs if your motorhome or travel trailer is damaged in a collision, regardless of fault.

Comprehensive Coverage

Protects against non-collision incidents — fire, theft, vandalism, hail, falling trees, and wildlife damage.

Total Loss Replacement

Replaces your RV or travel trailer with a brand-new model if totaled within the initial policy years, safeguarding against depreciation.

Vacation & Campsite Liability

Provides liability coverage similar to a homeowners policy while your travel trailer or RV is parked and used as a temporary residence.

Emergency Roadside Assistance

Heavy-duty towing, tire changes, fuel delivery, and lockout assistance designed specifically for large rigs and towable trailers.

RVer & Traveler Guide

How to compare and get the best RV insurance quotes

Whether you are touring cross-country or setting up seasonal camp, follow these steps to secure dependable travel trailer insurance and auto coverage.

1

Determine RV Usage & Class

Identify whether your vehicle is a motorized coach, campervan, or towable unit, and whether you travel part-time or live in your rig as a full-timer.

2

Bundle with Auto & Car Insurance

Combining your towable unit with travelers auto insurance and car policies maximizes multi-vehicle discounts and eliminates coverage gaps between the hitch and trailer.

3

Compare Customized Carrier Rates

Orbit shops top-rated carriers to present personalized RV insurance quotes with tailored deductibles, personal property protection, and campsite liability.

The basics

What is RV & travel trailer insurance?

RV and travel trailer insurance is specialized protection designed for motorhomes, fifth wheels, campers, and towables. Because recreational vehicles serve as both transportation and living spaces, standard policies are insufficient. Dedicated travel trailer insurance safeguards against collision damage, structural loss, theft of personal belongings, and campsite liability.

For long-distance travelers, pairing your recreational policy with travelers auto insurance and car coverage guarantees that both the towing vehicle and the trailer are fully protected against mechanical breakdowns, highway accidents, and severe weather hazards across all 50 states.

Good to know

Frequently asked questions about RV insurance

To generate a quick and accurate RV insurance quote, you'll need the RV's make, model, year, estimated market value, annual travel mileage, and whether it is motorized or a towable travel trailer.

While liability from your travelers car insurance may extend to damage caused to others while towing, it will NOT cover physical damage, theft, or weather loss to your travel trailer itself. A dedicated travel trailer insurance policy is essential for full physical and contents protection.

Unlike motorized RVs, towable travel trailers generally do not require separate liability insurance by state law if your towing vehicle has active auto coverage. However, lenders almost always mandate comprehensive and collision travel trailer insurance if the unit is financed.

Yes! Bundling your RV or travel trailer with your auto and car insurance policies allows you to qualify for significant multi-policy discounts and simplifies claim handling through a single agency.

Personal property coverage reimburses you for lost, stolen, or damaged gear inside your RV (such as electronics, cookware, and clothing). Campsite liability functions like homeowners insurance, protecting you if a guest is injured in or around your parked trailer.

Standard recreational policies are built for vacation use. If you live in your RV for more than six months a year, you should request a Full-Timer RV insurance endorsement, which includes higher liability limits and medical payment coverage.
Real reviews, real people

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Thousands of 5-star Google reviews from drivers, homeowners, and business owners across the state — and counting.

  • Best quote I’ve had in days — the lowest rate, for real. Quick sign-up and the rep was super patient and kind.

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  • Amanda searched multiple companies to get me the best rate possible. Genuinely great customer service.

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  • Got my business insurance quick and easy at the right price. You won’t find a better deal.

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  • Veronica explained everything calmly and broke it all down so I understood. I appreciate the patience.

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  • I strongly recommend this place. They gave me the best deal and worked with me the whole way through.

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  • Oscar gave me a very competitive quote on my vehicle and made the whole process easy. Highly recommend.

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  • Karina made everything fast and easy, and stayed super consistent with follow-ups. She deserves a raise.

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Coverage under one roof

From auto to home — every policy you need

One agency, one point of contact, and carriers competing for your business. Pick a line below to see what we cover.

Not sure where to start?

Drop your name and number — an agent will match you to the right policy.

Carrier network

Backed by the names you already trust

Why Orbit

Built to get you covered — whatever your situation

Competitive Rates

We shop multiple carriers so you get the lowest rate without cutting your coverage.

Industry Expertise

Licensed agents who know Florida coverage rules and explain everything in plain language.

With or Without a License

No driver’s license? No problem. We have options to get you legally on the road.

Any Credit Welcome

Good credit, bad credit, or no credit — your rate is built around you, not just a score.

Online, Phone, or In-Person

Get covered however you like — from your couch, over a call, or face-to-face at our office.

Talk to an expert today

A real agent is ready to walk you through your options — no pressure, just answers.

Speak with an Expert
When it matters

How your coverage shows up in real life

Insurance isn’t paperwork — it’s the call you’re glad you made. Here’s coverage doing its job.

A car rear-ends yours — now what?

Accidents happen. Our Collision Coverage handles the repairs so the bill isn’t your problem.

Hail, vandalism, or the unexpected

Life happens off the road too. Our Comprehensive Coverage repairs non-collision damage, stress-free.

A storm damages your roof

Florida weather is unpredictable. Homeowners Insurance with dwelling coverage helps repair or replace it.

A customer slips at your business

One wet floor can mean a big claim. Business Liability covers medical and legal costs.

Statewide service

Serving every state & cities in USA

Prefer to meet in person? Visit our office, or call and text anytime — an Orbit agent is always ready to help.

We’re here

Talk to a real person