OUR TOP INSURANCE COMPANIES

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WHAT IS RV INSURANCE?

RV insurance is a specific coverage designed to protect RVs, travel trailers, motorhomes, and other recreational vehicles. People buy Recreational Vehicles (RVs) for many reasons, including camping, hitting the road for an adventure, or living in them. This type of insurance provides financial protection against unforeseen events like collision, theft, vandalism, fire, extreme weather conditions, etc. Liability, collision, and comprehensive coverage are the typical coverage options in your policy.

WHY DO I NEED AN INSURANCE FOR MY RV?

RVs are valuable long-term investments, and RV insurance protects your vehicle from unforeseen risks and accidents, offering crucial financial support.

Insurance keeps you and others safe with minimum liability coverage, protecting against liability if you cause damage to others or their property.

For those living in RVs (motorhomes), this coverage protects valuable items against theft and damage, ensuring their security.

RV insurance covers non-collision events like fire, vandalism, and theft, giving you peace of mind knowing your vehicle is safeguarded.

Insurance plans protect against off-road emergencies and offer services like flat tire changes and towing to keep you on the move.

What Types Of RV Can I Insure With Orbit Insurance Services?

We offer tailored coverage for all motorhome classes, ensuring your home on the road is fully protected.

With our specialized insurance for campervans, keep both protected: the vehicle and your unique lifestyle.

Protect your travel trailer with ORBIT, covering everything from physical damage to roadside assistance.

WHAT COVERAGE CAN I GET FOR MY RV ?

Liability Coverage

Liability coverage protects your RV against liability claims if you were involved in an accident that damaged someone or their property.

Collision Coverage

Covers repair and replacement costs for your RV if damaged in a collision, regardless of fault, protecting you financially.

Comprehensive Coverage

Comprehensive coverage protects your RV against fire, theft, vandalism, or damage due to harsh weather.

Uninsured/Underinsured Motorist Coverage

Covers financial costs, medical bills, and lost wages if you're in an accident with an uninsured or underinsured driver.

Medical Payments Coverage

Even though this is optional, MedPay coverage helps cover medical expenses if you sustain injuries from an accident or collision.

Personal Injury Protection (PIP)

It covers medical expenses and lost wages from an accident, offering more comprehensive support than MedPay.

Roadside Assistance

Provides help with flat tires, dead batteries, or running out of gas, ensuring assistance is just a phone call away.

Vacation Liability Coverage

Our vacation liability coverage is tailored to protect you against liabilities that may happen while you're enjoying your well-deserved break.

Full-Timer's Coverage

Offers comprehensive protection for those living in their RVs, supporting a full-time RV lifestyle beyond standard policies.

Emergency Expenses Coverage

Provides financial assistance for unexpected travel and accommodation expenses due to a covered event, ensuring peace of mind.

WHY IS ORBIT THE BEST CHOICE FOR RV INSURANCE?

Excellent Customer Service

Get Free Quotes

Multiple Convenient Locations Near You

Get Discounts

Affordable Premiums

HOW MUCH DOES RV INSURANCE COST?

Standard RV insurance may cost you anywhere between $500 and $1500 annually; however, the costs may increase based on the model and size of your RV. There are various other factors that insurance companies consider before setting your premiums. Here are some factors that may influence your rates:

 

Driving History

Credit Score

Crime Rate

Zip Code

Coverage Levels

WHAT ARE THE REQUIREMENTS FOR RV INSURANCE?

Proof of Insurance

Proof of insurance is essential for vehicle registration and travel. It is also required when stopped by police or when registering an RV.

Minimum Coverage

Liability insurance covers damage or injury you cause to others, providing essential protection for your RV.

Additional Coverage Options

Explore options like comprehensive, collision, uninsured/underinsured motorist, personal property, and full-time residence insurance.

Vehicle Registration

Registering your RV is legally required and depends on its classification. It allows you to operate your RV publicly on roads.

Payment of Premiums

Timely payment of premiums, whether monthly, quarterly, or yearly, ensures continuous coverage and prevents policy cancellation.

Risk Assessment

Insurance providers assess risks based on your RV’s make, model, age, and intended use to determine coverage and premiums.

HOW IT WORKS

EXPLORE

Explore ORBIT's comprehensive insurance solutions for your cherished RV. With us, you can take it on the road with confidence!

Connect

Connect with our team of auto insurance experts today to determine comparable quotes for RV insurance based on your needs.

Compare

We offer flexible and personalized options tailored to your RV needs. Compare quotes from different providers at ORBIT today!

GET A FREE RV INSURANCE QUOTE

Looking for reliable coverage options for your RV? ORBIT is here to help! Get a free recreational vehicle insurance quote today and let our friendly, qualified agents assist you in finding the perfect policy tailored to your lifestyle. With ORBIT by your side, you can explore the open road with confidence, knowing you're well-protected. Don't wait—contact us now and secure your adventurous spirit!

FREQUENTLY ASKED QUESTIONS REGARDING RV INSURANCE

Ans) The packages include full-time insurance tailored for individuals who embrace the RV lifestyle as their primary residence. This specialized coverage ensures that your unique needs are met, providing a secure living environment no matter where the road takes you.

Ans) Absolutely! We understand your RV might have unique features that make your travels comfortable and enjoyable. Our insurance solutions can be customized to cover these additional equipment and accessories.

Ans) Yes, vintage and classic RVs hold a special place on the road and in our policies. We provide coverage options specifically designed for vintage and classic RV enthusiasts' unique needs.

Ans) Our insurance offerings extend to RV rentals and borrowed RVs. Whether you rent for a short trip or borrow from friends or family, we have flexible coverage options to protect you during your rental period.

Ans) Yes, we believe in rewarding responsible driving and loyalty. Our carriers may offer discounts for safe drivers with an accident-free driving history. Additionally, bundling multiple insurance policies is another practical solution to get a discount.

Founded in 2022, Orbit Insurance Services is a licensed agency proudly serving Florida residents with reliable insurance coverage.

#240, Boca Raton, FL 33487-2840