Affordable Mexican Car Insurance Quotes | Orbit Insurance Services

Comprehensive travel protection

What coverages can I get for Mexico Travel Insurance?

Traveling should be thrilling, not worrisome. Ensure your trip is fully protected with specialized coverage options built for visitors to Mexico.

Mexican Auto Insurance

Provides coverage for accidents, theft, and damage to your vehicle while driving in Mexico, ensuring legal compliance and financial protection since US policies don't apply.

Travel Medical Insurance

Covers medical expenses for injuries or illness during your trip to Mexico, including hospital stays, emergency treatment, and prescriptions.

Trip Cancellation Insurance

Reimburses prepaid, non-refundable trip costs if you must cancel your travel plans due to covered reasons like sudden illness, family emergencies, or weather.

Emergency Evacuation Coverage

Pays for urgent transportation to the nearest adequate medical facility in the event of a serious illness or injury during your stay in Mexico.

Baggage & Personal Belongings

Covers lost, stolen, or damaged luggage and personal items while traveling, so you aren't left paying out of pocket to replace your essentials.

Mexican Rental Car Liability

Protects you against liability claims for accidents, bodily injuries, or property damage caused to others while driving a rented vehicle in Mexico.

Why Orbit

Why Orbit is the best choice for Mexican Car Insurance?

Competitive Rates

We shop policies from handpicked carriers to ensure you get lower costs and higher satisfaction for your cross-border travel.

Industry Expertise

Our agents are highly knowledgeable regarding Mexican legal requirements, ensuring you have the exact liability coverage you need to cross the border safely.

Flexible Qualifications

We work with travelers in various situations. Whether you have good credit, bad credit, or no credit, we can secure the coverage you need for your trip.

Online, Phone, or In-Person

Purchase your Mexican auto policy however is most convenient for you — instantly online, by speaking with an agent, or visiting an office.

Talk to a travel insurance expert today

An Orbit agent is ready to help you find the right coverage for your upcoming trip to Mexico — stress-free setup and instant proof of insurance.

Speak with an Expert

The basics

What is Mexican Car Insurance?

Mexican car insurance is a specialized policy required to drive legally in Mexico. It covers liability, collision, and comprehensive coverage, providing broader protection for your travels. It helps you comply with Mexican law, which strictly requires every driver to have liability insurance from a licensed Mexican insurer to cover any third-party losses or bodily injuries resulting from an accident.

Your standard U.S. or Canadian auto policy will not cover you once you cross the border. Mexican auto insurance ensures you won't face significant financial losses or legal penalties. Policies often include optional benefits, such as roadside assistance, legal support, travel medical coverage, and protection against theft or vandalism, offering a complete safety net for visitors.

Good to know

Frequently asked questions & Requirements

Any U.S. or Canadian resident planning to drive a vehicle into Mexico is legally required to have it. This includes tourists, long-term travelers, commercial drivers, individuals renting cars in Mexico, and anyone driving a vehicle registered outside of Mexico across the border.

Mexican law requires all drivers to have minimum liability coverage (typically around 100,000 pesos for bodily injury and 50,000 pesos for property damage). However, minimums may prove insufficient in major accidents. We highly advise purchasing comprehensive, collision, and Uninsured Motorist coverage for complete peace of mind.

The cost can vary significantly, typically ranging from $2 to $40 per day. Rates depend on the type of vehicle, duration of your stay, coverage options selected, and the regions you plan to visit. If you plan to stay for an extended period, a 6-month or annual policy offers much better value than a daily rate.

Yes! Orbit works to find discounts to make your coverage more affordable. Common savings include Long-Term Policy discounts, Multi-Vehicle discounts, Package Deal discounts, and Safety Features/Anti-Theft device discounts.

To get a fast and accurate quote, you'll need:

Personal Info: Name, Address, Contact details
Vehicle Info: Make, Model, Year, VIN, and estimated value
Trip Details: Duration of stay, driving regions, and purpose of travel
Driver Info: Valid Driver's License number and state of issuance

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