WHY PAY MORE? GET AFFORDABLE SR-22 INSURANCE RATES

An SR-22 is not actually a standalone insurance policy; it is a certificate of financial responsibility. It is a form that your insurance provider files with your state’s motor vehicle department to prove that you carry the legally required minimum auto insurance limits.

An SR-22 filing is typically mandated by a court or state for drivers with specific violations on their record, such as driving without insurance, driving while intoxicated, or accumulating several severe traffic offenses. Once filed, you are required to maintain continuous coverage for a designated period (often up to three years). Failing to maintain this coverage will cause your insurer to notify the state, leading to license suspension and heavy penalties.

Difference between SR-22 and DUI Insurance

• SR-22 is proof of financial responsibility to the state, whereas DUI insurance is an auto policy specifically tailored for high-risk drivers with a DUI conviction.
• SR-22 covers a variety of high-risk violations (like driving without insurance or reckless driving), whereas DUI insurance focuses solely on the specific needs and risks following a DUI offense.
• Both often go hand-in-hand, as a DUI conviction almost always triggers a state requirement for an SR-22 filing.