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WHAT IS SAILBOAT INSURANCE?

A sailboat insurance policy is designed to protect sailboat owners from financial losses associated with risks in the water. This type of boat insurance covers sailboats of all sizes, ranging from a small dinghy to a luxurious yacht. It typically protects against common perils such as damage from collisions, storms, theft, and liability.

WHY DO I NEED AN INSURANCE FOR MY SAILBOAT?

Sailboat insurance covers total losses, like sinking or irreparable damage, ensuring you receive the true replacement cost of your boat.

It provides financial security by protecting boat owners from unexpected costs, including collision damage, theft, and liability claims.

It ensures you recover the full value of your sailboat without market value deductions, enabling you to return to the waters soon.

With coverage in place, you can sail confidently, knowing you're protected against various risks on the water.

You can access customized solutions, including liability protection, to help cover the costs in case you are at fault for an accident.

WHAT COVERAGE CAN I GET FOR MY SAILBOAT?

Liability Coverage

Protects you from financial responsibility for injuries or damages you cause in an accident, ensuring you are covered.

Property Damage Coverage

It helps pay for property damage costs incurred by the other party if you are responsible for an accident, safeguarding your finances.

Medical Payments Coverage

It covers medical expenses for you and your passengers if you face injuries during a boating accident, providing essential support.

Uninsured/Underinsured Boater Coverage

It protects you if you're involved in an accident with a boater who has insufficient or no insurance, ensuring you are not left with the costs.

Personal Injury Protection (PIP)

It covers medical expenses, lost wages, and other related costs for you and your passengers, regardless of fault.

Collision Coverage

Protects your sailboat against damage caused by collisions with other boats or objects, reducing out-of-pocket repair expenses.

Comprehensive Coverage

Safeguards your sailboat from non-collision incidents such as theft, vandalism, storms, or fire damage, offering complete protection.

Towing and Assistance Coverage

Provides towing and assistance services if your sailboat stops working on the water, ensuring you get help when needed.

Wreck Removal Coverage

It covers removing your sailboat's wreckage in case of an accident or disaster, preventing costly removal expenses.

Racing Coverage

This is an add-on for those participating in regattas or racing events, offering protection against damage or injuries during covered races.

WHY IS ORBIT THE BEST CHOICE FOR SAILBOAT INSURANCE?

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Affordable Premiums

HOW MUCH DOES SAILBOAT INSURANCE COST?

Sailboat insurance usually costs between $250 and $1,500 per year. However, the costs may differ for each owner since insurance companies consider various factors before deciding on a premium rate. Here are some factors insurers consider:

Sailing location

Boat Size & Age

Boat Value

Credit Cards History

Safety Courses

HOW IT WORKS

EXPLORE

Explore the best sailboat insurance solutions to protect your watercraft from the unexpected dangers of the water.

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Connect with our team, which comprises insurance experts who can guide you to a reliable insurance plan.

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GET A FREE SAILBOAT INSURANCE QUOTE

Our dedicated auto insurance agents are all set to help you find the ideal insurance coverage for your sailboat. With our assistance, you no longer have to worry about what could go wrong and enjoy sailing in the beautiful water bodies! Simply fill out our online form or give us a call to request your free boat insurance quote today.

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

The coverage depends on your riding habits, bike model, and personal requirements. Contact ORBIT to learn more!

Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact ORBIT to get personalized possibilities.

Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact ORBIT about the cheapest motorcycle insurance options!

ORBIT provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

Founded in 2022, Orbit Insurance Services is a licensed agency proudly serving Florida residents with reliable insurance coverage.