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WHAT IS POWERBOAT INSURANCE?

Whether cruising the open waters or enjoying water sports, keeping your vessel safe under unforeseen situations is necessary. A powerboat insurance policy refers to insurance coverage explicitly made to protect powerboats. It covers replacement costs, medical injury expenses, and other affiliated costs for various boat types during boating accidents, storms, and more.

WHY DO I NEED AN INSURANCE FOR MY POWERBOAT?

Powerboat insurance safeguards you from financial losses due to accidents, theft, or natural disasters, ensuring the protection of your investment.

Comprehensive coverage extends protection beyond collisions, covering damages from theft, vandalism, and other non-accident scenarios.

Filing a claim for accidents or damage helps you recover costs, providing financial assistance when repairs or replacements are needed.

Liability coverage shields you from legal and financial consequences if your powerboat causes damage to property or injury to others.

Enjoy peace of mind on the water with insurance that covers unforeseen events and keeps you secure in various situations.

WHAT COVERAGE CAN I GET FOR MY POWERBOAT?

Liability Coverage

It helps you cover costs if your powerboat causes damage to property or injury to others and assists with legal issues.

Property Damage Coverage

This coverage pays for repairs or replacement if your powerboat damages someone else's property.

Medical Payments Coverage

Assists with medical expenses for injuries from boating accidents, covering immediate care needs.

Uninsured/Underinsured Boater Coverage

This coverage helps with expenses if you're in an accident with a boater who lacks adequate insurance.

Personal Injury Protection (PIP)

It covers medical bills and lost wages for you and your passengers, regardless of fault in an accident.

Collision Coverage

It covers repair or replacement costs if your boat collides with another vessel or object, essential for high-performance boats.

Comprehensive Coverage

Keeping your boat secure protects against non-collision events like theft, vandalism, or weather damage.

Towing and Assistance Coverage

Reimburses costs for towing and emergency help if your boat becomes disabled on the water.

Wreck Removal Coverage

It covers costs for removing your boat from the water after a sinking or accident, preventing expensive cleanup.

Fishing Equipment Coverage

This coverage protects your fishing gear from theft, loss, or damage, which is crucial for frequent anglers.

WHY IS ORBIT THE BEST CHOICE FOR POWERBOAT INSURANCE?

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HOW MUCH DOES POWERBOAT INSURANCE COST?

Powerboat insurance costs vary greatly; however, the average costs are between $300 and $1,200 annually. There are various factors your marine insurance provider may consider while deciding the price; the following are some of the main factors:

Powerboat shape & size

Claims history

Boating experience

Sailing address

Coverage types

HOW IT WORKS

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GET A FREE POWERBOAT INSURANCE QUOTE

Are you ready to set sail with confidence? Get a free quote today from ORBIT. Our experienced auto insurance agents will help you find a policy that fulfills your coverage preferences and requirements. Whether you own a motorboat or a cabin cruiser, we will fully insure your boat trailer!

FREQUENTLY ASKED QUESTIONS REGARDING MOTORCYCLE INSURANCE

The coverage depends on your riding habits, bike model, and personal requirements. Contact ORBIT to learn more!

Absolutely! There are several discounts (from safe rider to multi-policy options) for our riders. Contact ORBIT to get personalized possibilities.

Bundling your motorcycle with auto insurance is a great way to save on insurance costs through discounts. Contact ORBIT about the cheapest motorcycle insurance options!

ORBIT provides coverage options for custom motorcycle parts and accessories. Contact our experts to learn more about these additional and unique coverage options!

You can qualify for and maintain the safe rider discount by maintaining a clean driving record, finishing safety courses, and staying updated on road safety rules!

Founded in 2022, Orbit Insurance Services is a licensed agency proudly serving Florida residents with reliable insurance coverage.